This aspect isn't going to utilize to banks that do not accomplish commercial or retail banking solutions by granting credit to the public while in the standard system of business enterprise, in addition to as incident for their specialised operations and completed on an accommodation foundation.
설정한 아이디는 나중에 변경할 수 없으니 신중하게 입력해주세요. 변경 전 공유된 블로그/글/클립 링크는 연결이 끊길 수 있습니다.
The Board premiums the effectiveness of an intermediate lender evaluated beneath this section as provided in appendix D to this part.
인터넷이라는 광활한 바다를 항해하며 정보의 보고를 찾는 우리에게 네이버는 든든한 나침반이자, 탐험의 동반자와 같습니다. 검색, 뉴스, 지식인, 쇼핑, 메일, 블로그 등 네이버는 우리 일상의 거의 모든 영역에 깊숙이 스며들어 있습니다.
) A summary of the geographic places served from the Local community growth loan or community advancement financial investment, specifying any county, Condition, multistate MSA, or nationwide region served; and
) The quantity of checking and price savings accounts opened digitally and through other shipping and delivery methods which are active at the conclusion of Just about every calendar calendar year by census tract income stage for each calendar 12 months.
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The Board's consideration from the distant support facility distribution metrics is informed by the subsequent benchmarks:
signifies a loan to one or more people for household, spouse and children, or other private expenditures Which is amongst the following types of loans:
Pursuant to § 228.28 and paragraph file of appendix D to this element, the Board incorporates the conclusions of the bank evaluated underneath an accredited plan into its Condition or multistate MSA scores, as relevant, and its establishment score, accounting for paragraph g.two of appendix D to this part, as applicable.
The Board evaluates an intermediate lender's history of assisting to meet up with the credit requirements of its complete community pursuant to the Retail Lending Exam in § 228.
) of this area in a similar calendar 12 months, of a Neighborhood improvement loan refinanced or renewed in the calendar year subsequent towards the yr of origination or acquire, as of December 31 with the calendar 12 months for yearly which the loan continues to be on the financial institution's harmony sheet; or an current Group enhancement expenditure renewed in the calendar year subsequent on the yr the investment was produced as of December 31 for on a yearly basis the expense continues to be about the lender's equilibrium sheet.
Pursuant to § 228.28 and appendix C to this portion, the Board assigns check here conclusions for your financial institution's Neighborhood Growth Services Take a look at performance in Each individual facility-centered assessment area, each Point out or multistate MSA, as applicable, and with the institution.
(B) The extent to which the system has sufficiently justified the need for the prepare and every element of the approach as demanded in paragraph (d) of the part.